Welcome to The Bryan Schmidt Team at Waterstone Mortgage

Since 2001, Bryan and his team of purchase mortgage experts take a professional, structured, and detailed approach to getting your loan closed on time.  The spirit of our team is founded on a genuine bond among the associates.  We share a common ideal to provide our customers with the level of integrity and quality that is unparalleled in the industry.

APPLY ONLINE

Waterstone Mortgage has made it easier than ever to apply for a mortgage online!

Fill out our online application and start your mortgage process online today.

Our Loan Products

LOAN PRODUCTS

Which loan product is right for you?

Find out by visiting our loan product comparison page and contacting a Waterstone Mortgage loan professional for a free consultation.

CONTACT US

Ready to achieve your homeownership dreams?

We’re here to help with 4 ways to start your mortgage loan. We’ll walk you through every step of the way!

A TEAM APPROACH TO MORTGAGE LENDING!

A TEAM APPROACH to mortgage lending!

We don’t take mortgage commitment dates and contract closing dates as suggestions!  Our mortgage team is so certain of our process and dedication that we guarantee you will close on time or you will be given a $500 credit at closing!!!

We understand the magnitude of the home buying process and the stress it can create. With over 75% of our business being purchase mortgages, we are experts at closing your loan on time and with the least amount of stress possible!  We minimize stress by providing a customized plan to guide you through the mortgage process.

Our primary mission is 100% satisfaction to our clients and referral partners of realtors, attorneys, financial advisors and accountants.  In order to achieve the highest level of service, Bryan has built his team on one small but significant concept:  Small kept promises. We do what we say we are going to do. This is how we have successfully built a business that is 99% referral based.

Communication is critical. Bryan and his team provide consistent weekly updates, extremely quick response times, knowledgeable answers, clear communication, and creative problem solving skills.

When you choose to work with Bryan and his team, you will experience a concierge level of service that will provide advice on how to properly plan & strategize a home purchase that are customized to YOUR personal needs. This is vital in order to ensure that not only you as a client experience a smooth process, but that your chosen service providers involved in the home purchase process experience that as well.

Bryan and his wife Rhiannon live in Gurnee, IL with their 2 children, daughter Olivia and son Cullen as well as their 2 rescue dogs, Buck and Wiley.  Bryan believes in educating his clients and business partners.  Every month Bryan and his team hold educational workshops throughout the Chicagoland area. Bryan is one of 20 people in the state of Illinois that holds both the Certified Mortgage Planning Specialist and Certified Mortgage Coach designations.


  • APPLY FOR A MORTGAGE

    Get started today with our fast and secure online mortgage application. It’s easy! First, you’ll need to get pre-qualified. Once you’ve been pre-qualified, you can apply online for your mortgage loan.


  • GET PRE-QUALIFIED

    Why Is Home Loan Pre-Qualification Useful? Mortgage Pre-Qualification Home loan pre-qualification helps you get a better idea of what size and type of mortgage you might qualify for in advance of submitting your actual mortgage application. With this information in hand, you can better plan and prepare financially for meeting your home ownership goals.


  • PLATINUM PRE-APPROVAL

    A Stronger Pre-Approval for a Stronger Offer. With the Platinum Pre-Approval program from Waterstone Mortgage, you’ll receive a rock-solid pre-approval before you start house hunting – allowing you to make a stronger offer on your new home.